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Understanding Your Credit History. Credit file contain symbols and codes which can be confusing.

Understanding Your Credit History. Credit file contain symbols and codes which can be confusing.

Every credit bureau report also contains a key which explains each rule. A few of these tips decipher the given information, but others just cause more confusion.

Read your report very very carefully, making an email of what you don’t understand. The credit bureau is required for legal reasons to give you trained workers to describe it for you. If reports are identified by rule quantity, or if there was a creditor noted on the report with the name and location of the creditor so you can ascertain if you do indeed hold an account with that creditor that you do not recognize, ask the credit bureau to supply you.

If the report includes records are yours, it is important to find out why they are listed on your report that you do not believe. Continue reading