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The full-payment test requires the lending company to confirm the borrower’s earnings (after fees)

The full-payment test requires the lending company to confirm the borrower’s earnings (after fees)

borrowing history (credit file check), and certain other key obligations the debtor might have (including living that is basic such as for example meals, lease and medical expenses). The lending company must see whether the debtor can realize your desire to settle the mortgage in complete and satisfy their other major bills without re-borrowing. Continue reading